• Welcome To Think Business Loans

    The UK's leading SME lending specialist

    Search Business Loans
  • The Right Funding for your Business

    Business Loans that actually work for you

    Find a Loan
  • A Match in 85% of Occasions

    Our iFunds® matching platform searches hundreds of lenders instantly

    Check Your Eligibility
  • A Personal Touch

    Our Experts are always on hand to guide you through the process

    Speak to an Expert
think business eligiblity

Welcome To Think Business Loans

The UK's leading SME lending specialist

Search Business Loans

Compare Business Loans

Enter your details below
Find out in minutes what your business is eligible for

  • Compare over 200 lenders to find you the cheapest and most suitable options.

  • Check eligibility in minutes and iFunds will match you against our panel.

  • Our expert lending managers are on hand to discuss the best options.

  • Receive your funds and grow your business.

Compare Business Loans

Enter your details below
Find out in minutes what your business is eligible for

Why now is the perfect time to borrow

Rates currently being offered by our panel of lenders

  • 1.8%

    Unsecured Business Loan


  • 1.87%

    Secured Business Loan


  • 0.49%*

    Bridging Loans

    Per month

  • 2.38%

    Asset Finance Loan


  • 1.1%*

    Flexible Facility Business Loan

    per month

How It Works

  • 1. Consultation

    Expert Lending Managers are on hand to discuss your particular requirements, as we understand that every single business, and situation is unique

  • 2. iFunds® Matching Platform

    Our state of the Art Matching Platform iFunds®, can match your business against the thousands of potential options and facilities. Saving you over 180 hours applying to lenders directly

  • 3. Tender

    Make the lender work for you. THE THINK APP tenders your application to the endorsed lenders. Lenders with an appetite for your business will 'Bid Up' on your app, driving rates and fees down

  • 4. Correspondence

    We'll handle all correspondence and information requests via our online platform. Keeping you up to date of developments during underwriting

  • 5. Fund Delivery

    We'll ensure you receive your funds in a timely manner and chase lenders on your behalf, so you can get back to running your business

Discover Our Services

  • Commercial Mortgages

    Working with the leading high street and independent commercial mortgage providers we secure the very best commercial mortgages and refinancing secured by property across a wide range of business areas

  • Property Investment

    Simple financial solutions for businesses and individuals looking to raise funds to purchase or refinance mortgagable investments including housing, commercial units, flats, mixed portfolio’s, shops, industrial units and HMO’s

  • Property Development

    Property development opportunities for new build and refurbishment projects of all sizes for commercial and residential properties

  • Unsecured Business Loans

    THINK specialise in finding Unsecured business loans for all business types and sizes. We pride ourselves in finding our customers the best rates and terms, tailored specifically to their business and requirements.

  • Working<br>Capital

    React quickly to investment opportunities with our highly competitive short term finance solutions, with decisions made within days

  • Asset<br>Financing

    Our Asset Finance solutions allow business owners to free up much needed capital to help accelerate business growth. We offer competitive funding packages for both Hire Purchase and Finance Leases

  • Short Term Funding

    Don’t miss out on investment opportunities. Our short term funding package allows business owners to react quickly to secure the very best deals and opportunities on the market

  • Card Machine Cash Advance

    Do you use a PDQ Card machine? If so, THINK have access to a large panel of business lenders that are prepared to lend money against card transactions. Regardless of credit score, or residential status.

Think Business Finance Bulb

We help you gain access to rates as low as 4.9% for Unsecured and 2% for Secured Loans (indicative)

Unsecured Business Loans from £5,000 to £500,000

Flexible Working Capital Facilities from a low as 0.8% per month

Over 85% of our applicants are eligible for funding

Gain access to funds in 24 hours

iFunds Refinance Checker ensures you’re always on the cheapest rates

Option to borrow against your card machine transactions

Asset Finance options available for all sectors

THINK cover over 200 different lenders and products, finding you a solution tailored specifically to your needs and your cash flow

iFunds Matching Technology


FinTech designed for the SME Business Owner

iFunds is our matching technology. It covers over 18,000 data points to establish the right lender matches the right client. iFunds pulls data from third party API data feeds (Credit, bank, companies house, and accountancy software) and matches that against both the credit criteria laid out by the individual lenders and the customers status (in terms of credit and business criteria).

This allows us to pre-qualify every client with their desired lender, producing a result instantly, and offering a live product match to every client there and then on the first call.

At Think, we’ve also been determined to innovate and develop new technologies in order to streamline our SME lending service. In our search, we came to develop iFunds, our lender matching technology which has revolutionised the way we connect you to the right business loan lenders. With just a few details in our form, iFunds can match you and your business to lenders and loans that you are most likely to be eligible for, using 18,000 different data points.

Gain access to near-instant results with our fast and innovative technology, so you can get your business and funding back on track in no time. Whether you need a quick cash injection to tide you over until the next invoice term, or you’re seeking commercial mortgages to open up a new office or move into your first building, when you compare business loans with iFunds, you will be matched to the right lender and the right loan with ease.

Speak to one of our experts today, to find out more about our SME lending comparison service. Alternatively, enter your details to find a business loan which matches your requirements, today.

Business Loans & Commercial Finance

What is Commercial Finance?
The terms Business Loans and Commercial Finance encompasses all types of business borrowing and can be confusing at best, and an absolute minefield at worse.
With over 250 lenders and financial institutions, offering 1000’s of products, choosing the wrong type of facility or business loan can not only cost you thousands of pounds more than it should, but can cause untold worries and and subsequent working capital stresses… All lenders will promise the best and cheapest solution, but, just like anything, the best deals are found by shopping around.
At THINK we understand that by walking the customer through all the steps, options and factors involved, and mixing that with our industry leading FinTech we can find a match in a record breaking 85% of occasions.
Allowing you, the business owner, the ability to make an informed decision by seeing ALL eligible options and ultimately one step closer to finding your business the best and most suitable facility to grow at the pace and direction that you choose.

SME Lending Comparison

There are hundreds of lenders in the business loans market today and navigating them all to find the best deal can be time consuming. We’re cutting out the confusion by offering you a seamless SME lending comparison service, to provide you with a simple and fast way to compare loans.

Use unsecured business loans for a cash injection that doesn’t require any security, or consider commercial mortgages if you’re looking to expand your business to a new building. Working capital loans can help fund everyday business spending, too! Quite simply, we have a range of reliable and efficient SME lending options on hand to help your business thrive, available for when you need it most.

Compare Loans With Think Business

As a lending comparison company, we are determined to provide all of our clients with fast, efficient and money-saving results, every time. By using a comparison company, you’ll reap the following benefits:

  • Convenience – By simply filling in your details in our online form, you’ll be able to conveniently compare loans and features without having to do all of the leg work yourself.
  • You Can Save Money – By comparing quotes, you could save money in the long term by picking out the best interest rates and the lowest APR.
  • You Can Save Time – You can save a lot of time using a comparison service by cutting out the leg work involved. There’s no need to trail through hundreds of websites – we’ll do that for you!
  • You’ll Be Given A Variety – With our comparison service, you are given access to lenders and loans that you might not have considered before, providing a variety of options which you may not find when searching yourself.

Get a business loan with Think Business Loans, today.

Find out how it all works

If you would like further information about how the process works, please watch our explainer video below

Find out how it all works

Speak to one of our experts now

0203 880 9880