Why now is the perfect time to borrow
Rates currently being offered by our panel of lenders
Unsecured Business Loan
Secured Business Loan
Asset Finance Loan
Flexible Facility Business Loan
How It Works
Expert Lending Managers are on hand to discuss your particular requirements, as we understand that every single business, and situation is unique
2. iFunds® Matching Platform
Our state of the Art Matching Platform iFunds®, can match your business against the thousands of potential options and facilities. Saving you over 180 hours applying to lenders directly
Make the lender work for you. THE THINK APP tenders your application to the endorsed lenders. Lenders with an appetite for your business will 'Bid Up' on your app, driving rates and fees down
We'll handle all correspondence and information requests via our online platform. Keeping you up to date of developments during underwriting
5. Fund Delivery
We'll ensure you receive your funds in a timely manner and chase lenders on your behalf, so you can get back to running your business
We help you gain access to rates as low as 4.9% for Unsecured and 2% for Secured Loans (indicative)
Unsecured Business Loans from £5,000 to £500,000
Flexible Working Capital Facilities from a low as 0.8% per month
Over 85% of our applicants are eligible for funding
Gain access to funds in 24 hours
iFunds Refinance Checker ensures you’re always on the cheapest rates
Option to borrow against your card machine transactions
Asset Finance options available for all sectors
THINK cover over 200 different lenders and products, finding you a solution tailored specifically to your needs and your cash flow
FinTech designed for the SME Business Owner
iFunds is our matching technology. It covers over 18,000 data points to establish the right lender matches the right client. iFunds pulls data from third party API data feeds (Credit, bank, companies house, and accountancy software) and matches that against both the credit criteria laid out by the individual lenders and the customers status (in terms of credit and business criteria).
This allows us to pre-qualify every client with their desired lender, producing a result instantly, and offering a live product match to every client there and then on the first call.
Business Loans & Commercial Finance
What is Commercial Finance?
The terms Business Loans and Commercial Finance encompasses all types of business borrowing and can be confusing at best, and an absolute minefield at worse.
With over 250 lenders and financial institutions, offering 1000’s of products, choosing the wrong type of facility or business loan can not only cost you thousands of pounds more than it should, but can cause untold worries and and subsequent working capital stresses… All lenders will promise the best and cheapest solution, but, just like anything, the best deals are found by shopping around.
At THINK we understand that by walking the customer through all the steps, options and factors involved, and mixing that with our industry leading FinTech we can find a match in a record breaking 85% of occasions.
Allowing you, the business owner, the ability to make an informed decision by seeing ALL eligible options and ultimately one step closer to finding your business the best and most suitable facility to grow at the pace and direction that you choose.
Find out how it all works
If you would like further information about how the process works, please watch our explainer video below