Bionic Point Part of Bionic

4ED4A980-1367-4548-9284-3CBE142D6E3E Created with sketchtool. Esme

Esme’s simple, fast and fair approach makes getting a business loan quick and easy.

It only takes 10 minutes to apply, and if you’re approved, we can send you the money your business needs in an hour (you should receive your funds on the same day if your account can receive faster payments). Leaving you with more time to focus on the important things!

  • Apply online for a business loan in just 10 minutes with Esme by completing our online application.
  • No hassle, no paperwork.
  • If you're approved, we'll send you the money the same day. If your account can receive faster payments, you'll get it within the hour.
  • That means more time to focus on the important things.
  • Esme offers business loans of £5k-£150k across 1-5 years.
  • We'll show you exactly how much your loan will cost - no hidden fees, no early repayment fees.

4ED4A980-1367-4548-9284-3CBE142D6E3E Created with sketchtool. Pricing

  • Loan: £50,000 (Includes £500 fee)*
  • Interest: £6,249.08 (Monthly Interest Rate 1%)
  • Total: £56,249.08
  • Paid to you: £49,500
  • APR: 13.99% (Annual Interest Rate 12%)
  • First Payment: £2,591.00

This example is for indicative purposes only. It’s based on a fixed monthly interest rate of 1% equivalent to an annual interest rate of 12%. Over half our customers get this rate or better.

* An arrangement fee (and a broker fee, if applicable) will be deducted from the loan amount paid to you as in the example above. Interest is charged on the full loan amount including fees.

4ED4A980-1367-4548-9284-3CBE142D6E3E Created with sketchtool. Tell us about your Business

  • Think BulbWhat the loan is for
  • Think BulbYour company registration number
  • Think BulbYour annual revenue
  • Think BulbYour net profit before tax
  • Think BulbHow many people you employ
  • Think BulbYour monthly salary costs

4ED4A980-1367-4548-9284-3CBE142D6E3E Created with sketchtool. Supporting Documents

Your last five quarterly VAT returns
Three months bank statements

Latest financial accounts / management information
Link your accounting software

4ED4A980-1367-4548-9284-3CBE142D6E3E Created with sketchtool. Start your journey

Click the link below to see what's available to your business

Find a Loan

If you would rather talk to someone, you can call us on 0203 880 9880