Esme’s simple, fast and fair approach makes getting a business loan quick and easy.
It only takes 10 minutes to apply, and if you’re approved, we can send you the money your business needs in an hour (you should receive your funds on the same day if your account can receive faster payments). Leaving you with more time to focus on the important things!



This example is for indicative purposes only. It’s based on a fixed monthly interest rate of 1% equivalent to an annual interest rate of 12%. Over half our customers get this rate or better.

* An arrangement fee (and a broker fee, if applicable) will be deducted from the loan amount paid to you as in the example above. Interest is charged on the full loan amount including fees.

Next, tell us a little about your business

  • What the loan is for
  • Your company registration number
  • Your annual revenue
  • Your net profit before tax
  • How many people you employ
  • Your monthly salary costs

To support your application we’ll need to see

Your last five quarterly VAT returns


Three months bank statements


Latest financial accounts / management information

Link your accounting software