Bionic Point Part of Bionic

Search and compare business overdraft options. Check your eligibility prior to applying and compare over 20 business overdraft lenders, rates, and products instantly.

Interest only options available. Match your business against our panel without a credit check and find out in minutes how much your business is eligible for.

What are business overdrafts?

A business overdraft is, in essence, similar to a personal overdraft. You are given a facility size based on your business turnover, and you can choose to dip in and out of it when capital is required. Manage your payments with interest only options, and only pay for what you use.

Get a business overdraft

Find the best business overdraft option for your business. Our technology allows you to match your business against over 20 different overdraft options, finding you and your business the cheapest and most suitable options. Find and compare the best commercial rates, and repayment structure. Our expert lending managers are on hand to discuss the options with you.

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Business Overdrafts
Fast, transparent, and communication first class; was kept up to date every step of the way. Will definitely use again should the need arise. First class.
- Ian Holt, Etnalusa Limited

Case Study

Our Client, a busy high street bar and restaurant required some working capital to enable them to invest in the upcoming Christmas period, but had had an abnormally quiet summer. Capital was required to hire new staff and to promote seasonal functions. Knowing they would potentially be able to pay this off early, we found them an interest only overdraft facility that meant the lead up to Christmas there was minimal outgoings, but once the busy season hit they could payback the principle amount, saving them thousands.